Mid-Year Financial Review: 6 Money Moves to Make in 2025
We’re halfway through 2025 — the perfect time to revisit your financial goals and make the second half of the year stronger. Whether your aim is saving more, cutting debt, or investing smarter, this mid-year review will help you reset and refocus. 1. Revisit Your Financial Goals Go back to the goals you set in January. Have you saved the amount you planned? Paid down debts? If not, ask yourself what changed. Adjust your goals realistically based on new income, expenses, or priorities. 2. Review Your Spending Track where your money went these past 6 months. Are food deliveries, online shopping, or subscriptions draining your budget? Small changes — like eating at home or canceling unused apps — can free up cash for savings or investments. 3. Build an Emergency Fund If you haven’t already, start saving for emergencies. Aim for 3–6 months’ worth of expenses. Even Rs 5,000/month adds up to Rs 30,000 by year-end — a crucial safety net. 4. Check Your Investments Is your money wo...